Key Managerial Personnel

Mr. Karni Singh Arha

Managing Director

Mr. Karni S Arha is the Managing Director of BFHL. He is a seasoned financial services professional with over 22+ years of wide-ranging experience covering Finance, Operations and Distribution. He has significant experience in Financial Management, Corporate Strategy, Business Acquisitions and Investor Relations. Mr. Arha has also been part of several Global Joint-Ventures and has extensive experience of interfacing with Regulators and Statutory Authorities.

He started his career in US with Aetna Inc and Swiss Re in New York between 1999 to 2005.

He moved to India and was amongst the founding members of Reliance Capital between 2006 to 2009, where he led the launch of Life Insurance business, Private Equity business and also Investor Relation responsibilities. Subsequently, he became CFO at IndiaFirst Life with additional responsibility of being Head of Operations, covering various roles of Business Planning & Strategy, Financial Operations & Controls, Branch and Central Operations, Risk Management and Project Management. After IndiaFirst Mr. Arha was the CFO & COO at Aviva India where he led numerous transformation initiatives incorporating new business partners, revamping distribution network, cost efficiency projects and productivity improvement initiatives. Before joining BFHL, Mr. Arha was the CFO at BhartiAxa GI where he was part of core team that successfully completed the marquee transaction of merger with ICICI group.

Mr Arha holds an MBA from Marriott School of Management in US and is an Economics Graduate from Delhi University.

Mr. Debasis Mukhopadhyay

Chief Financial Officer

Mr. Debasis Mukhopadhyay is the Chief Financial Officer of the Company with effect from 9th March, 2019 taking care of Finalisation and Consolidation of accounts, Investments, Taxation and Strategic planning of the Company.Before this, he held the position of Head-Accounts of the Real Estate Division of M/s Paharpur Cooling Towers Limited where he was responsible for Finance, Accounts, Taxation, Strategic Planning and Corporate Planning functions of the Real Estate Division of the Company having projects like Genexx Exotica, Geneex Valley and the likes. Prior to that, he was working as DGM-Accounts in Unitech Ltd, heading their entire Accounts operation in Bengal, taking care of Projects like Uniworld City and Candour IT Park. Prior to that, he had started his career in M/s Shalimar Chemical Works Limited, a FMCG-Edible Company having PAN-India presence. In that Company, he was working in the capacity of Deputy Manager- Accounts and taking care of entire corporate accounts, banking, pricing, taxation and other strategic planning of the Company.Mr. Mukhopadhyay is a qualified Chartered, Cost & Management Accountant He has wide range of experience for nearly 23 years, spanning various senior roles in business finance operations involving Planning, Accounting, Taxation, IT, Investor Relations and business strategy.

CS Abhinay Kumar Shaw

Company Secretary

CS Abhinay Kumar Shaw, is a qualified Company Secretary and an Associate Member of the Institute of Company Secretaries of India. He passed three years’ degree course in Bachelor of Commerce under the University of Calcutta and Post-Graduation Degree in International Business Operations from IGNOU.

He has knowledge in Secretarial, Compliance, Finance & Taxation, Commercial and other Laws too. He also has Diploma in Financial Accounting System and a Junior Associate member (“JAIIB”) of the Indian Institute of Banking and Finance (“IIBF”) and Association of Mutual Funds of India (“AMFI”).

He is having more than 13 years of work experience including 8 years of experience in secretarial and compliance in different sectors. He has served in S. R. Worth Limited, Fincare Small Finance Bank Limited and prior to joining Bandhan Financial Holdings Limited, he was associated with SwarnaPragati Housing Microfinance Private Limited (“SPHM”), a housing Finance Company governed under the National Housing Bank. Presently, he is responsible for carrying out all Secretarial functions along with the compliance of Companies Act, FEMA, RBI, BSE, NSE, CDSL and NSDL.